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Summary Plan Description *

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                                        RETIREMENT FUND

                                         Benefit Updates

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• Events Which Permit Distributions to be Made - August 2000

• Amendment No. 4; Hardship Distributions - December 6, 2000

• Name Change and Special Assessment Notice - April 2001

• Total & Permanent Disability Benefits - June 2002

• Amendment No. 5 - IRS Regulations - January 2004-1

• Amendment No. 6 - Period for Cash Out - January 2004-2

• Amendment No. 7 - Conditions for a Voluntary Cashout - November 2004

• Amendment No. 8 - Involuntary Cashout

• Amendment No. 9 & 10 - Minimum Voluntary Cashout & 2 year Waiting Period

• Changes to SPD - Separation from Employment

• Amendment No. 11 - Distribution to Prevent Foreclosure

As always, the Plan Documents and Amendments supercede any other documents or any of the information listed above and can be changed by the Board of Trustees at any time without any prior notice.

This site as last updated : 11/11/08

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Northern Illinois Benefit Funds
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Ph (630) 978-4600 Fax (630) 978-4616